Recent crash in the real estate market has affected almost everyone. However, it was believed that celebrities’ home were quite an exception. True, even I believed until now. Scarlett Johansson, famous Hollywood celebrity for those who don’t know much about her, purchased a house for $7 mn in the year 2007. However, the value of this house, according to current market trend, is mere $4.59 mn. For those who can afford it (obviously another celebrity, who else can buy it), it is definitely an excellent deal. These pictures of the house were released by CNN Money, the news media that first gave the report the celebrity’s intention. Looking at these pictures, it’s quite disappointing that Scarlett is compelled to sell such a remarkable and gorgeous home, for unknown reasons. We never quite  [...] 

One of the primary reasons that I started blogging was because a blog is a weblog, i.e. a kind of a personal diary where you write your heart out on any issue or happening occurring in the world around you. A blogger is a free bird, who puts forward purely personal opinion uninfluenced by any external agency. But as social opinion on the cyber forums started gaining importance as the biggest communication mode, blogging also came under the roving eyes of business people, politicians and other influential members of society. To an opportunistic eye, every thing that draws its attention is a resource for making money or getting fame. So it did not take these highly ‘innovative people’ to use bloggers to endorse their products. Just like celebrities and models the bloggers too became the tools  [...] 

A few days ago, I needed a pair of shoes badly and was contemplating a good buy. The posh store selling international brands next door flaunts of some really awesome footwear. I am tempted to buy my new pair from there but nowhere else. But then, the present day altruistic movement of encouraging local business for a number of community benefits is coaxing my ethical senses. Therefore I want to weigh the pros and cons of making local purchases. Here are some reasons that seem to surface when you compare a local purchase with a non-local purchase. Why I should make a local purchase: Coming to the quality of products, local markets have pulled up very much in their standards. If not better, you can expect local made products as not bad. Of course, in no way they come close to branded products  [...] 

Thinking of fixing up a discount broker for your business? Just wait a minute and go through factors that you should consider before you select one. First of all, the lower service charges might tempt you but there are some pros and cons that you should consider while preferring a discount broker over the full-service broker. Just think in these lines and then decide. What Are The Benefits Of Discount Brokerage? Lower Service Cost The first glaring benefit is the lower service costs in comparison to the full-time brokerage. No Product Pushing They are only concerned about the buy and sell transaction and as they are not advising you on what to buy you can expect them to be immune to biased opinion about stocks. They’ll never try to push any particular product on you. Discount brokers  [...] 

I love my 12 year-old son very much and simply cannot deny him allowances whenever he asks for them. But of late, I can see that he’s exhausting his allowances more frequently than he used to owing to more expenditure on friends, personal accessories, foodstuff etc. This is the time; I feel that I should catch him at the habit and make him financially literate. He should know how to use his mom’s hard earned money after all! This will not only help him in present but also in future to plan his expenditure and save up for a secure future. With the present economic downturn, making your child financially literate is imperative. Fiscal crimes are increasing by the day. Grooming the fiscal personality of your child will help him/her develop a sound fiscal health which will enable appropriate  [...] 

Though most of us are used to a 9-5 job, we differ in the actual hours we put in for working. It depends on the work culture of the organization, its targets and the situation in which it is. During emergency, I’d work for 10 -12 hours a day and stay back there even at night in my chamber, if necessary. Personally, I feel, working for the exact time allotted is a mark of your efficiency. If you work too fast, you might be compromising on the quality, and working too slow is a sign of inefficiency. Many of us relax throughout the week and hurry in the last couple of days to meet our targets. If we complete the portion of work allotted on a daily basis we don’t have to work overtime in the last few days. This is all about working efficiently while adhering to the time provided. On a personal  [...] 

While the Senate Finance Committee keeps us on our toes for its decisive bill on Health Care Insurance, let’s take a look into how this bill’s going to impact us-the common population of this nation. With an awareness of physical health on the rise, health care has become one of the most sought-after services of the nation. No wonder, health care insurance premiums have gone up. They are almost 3 times our income and that’s a matter of great concern. You’ll be surprised to know that our health care insurance premiums beat those of Norway, the 2nd costliest country, by more than twice the number. Now, let these facts not raise your blood pressure further because health insurance is very expensive and you might not be having the money to invest in it! Do you know what the reform will  [...] 

One of the stronger Presidents US has ever seen is the name, Barack Obama. He has promised so many steps for the removal of Recessional effect and also he has already implemented some of them. The Stimulus Package was one of them. It had a larger effect on the economy and the people started believing that the entire money offered were used at the perfect place and also to the perfect hands. But, the Recession is bigger than the Stimulus Package and therefore, people and some of the experts started believing and demanding the Second Stimulus Package. The recent development in this context showed the depressing and negative response from the President. While addressing the press conference, President Barack Obama discarded the idea of offering second Stimulus Package. According to the studies  [...] 

The moment we are ill, we go to the Doctor immediately. We never ever go to the plumber nor do we stay at home with the pain. We always do something for the betterment of our health at any cost and by any ways. We do so because we know that Health is Wealth!! But, what do we do when are financially ill? Do we go to the Doctor of finance who can reduce our financial pain? Remember, Wealth lost is after all a Health Loss!! You must have the addresses and contacts of the Doctors that make the health better, but do us have the addresses of the Institutes that can make our finance better when we are no more in the financial world!! We’ll provide you the address. But before that let’s have a wild and weird imagination which one should never earn in the life, we hope so!! Your life is rocking  [...] 

Everyone has must have experienced a state of emergency when funds are required in a short period of time, it could be for an unexpected event, or a hospital bill or any other reason. The reasons could be numerous but it is possible that every individual faces a situation of emergency funds at least once in his life time. It is very important to generate funds which can be used in any such situation. By building an emergency fund of money will make you feel more confident and secure because you are prepared for the facing any financial difficulties or even a job loss. I have posted Deadly Requirement: Emergency Fund   [...]